Understanding You
By gathering information about you we will discover your financial needs, goals and objectives. We will also ask you about your existing financial position and your attitude to risk and return. We hope to work with you over the longer term supporting your lifetime plans, so we will use this information to piece together how we can support you in achieving your lifestyle aspirations and the finances you may need along the way.
Planning
Once we have understood your lifetime plans and goals in more detail we will consider various scenarios to help you protect and plan your finances and help you prioritise these to meet your goals. We will review your existing financial position including any products and plans you hold already. We will then provide you with our proposed plan and recommendations tailored to your own goals and finances.
Implementation
Our implementation stage takes place when we have spent time going through your financial plan and recommendations and you have given us the authority to proceed. This may be a phased approach depending on your priorities. We will do all the work for you, liaising with the third party providers on your behalf to arrange the agreed investments and solutions that will help you meet your financial goals and shape your financial plan.
Refine
Life doesn’t stand still, so it makes sense to regularly check progress against your agreed plan. We suggest you do this annually, and if you take up our on-going services we will provide you with an annual suitability assessment to ensure your financial plan, investments and financial products continue to meet your needs. We would encourage you to keep us up to date with any significant changes in your life so we can adapt your plans accordingly.
You will also hear from us with any relevant updates such as Government Budgets and changes to relevant Tax rules;