One of the biggest challenges when establishing a new pension scheme is ensuring that employees feel confident that their savings will be managed effectively to meet their expectations.
As part of our service proposition, we will discuss default investment funds with employers, and establish who will be ultimately responsible for the governance of said funds, i.e. pension provider or employer.
For some members a “Lifestyle” investment approach will be appropriate. “Lifestyle” investing is a solution for countering the risks associated with investment as people near retirement through a system that will switch funds from one asset class to another at a pre-determined date.
An investor may get back less than the amount invested. Information on past performance, where given, is not necessarily a guide to future performance.