Trustee Investments

We offer Trustees and solicitors an independent investment service which takes account of the best practice model outlined in the Duty of Care – Trustee Act 2000.

We focus firmly on asset allocation and work to explicit mandates. Trustees and solicitors retain absolute control. We simply provide the independent investment advice, report results regularly at Trustee meetings and evidence that the Trustee is fulfilling their Duty of Care.

Our Approach

We will work with Trustees and their stakeholders to prepare an Investment Policy Statement as required to comply with the Trustee Act 2000. The statement sets out in writing the way in which the investments of the Trust are to be managed.

In preparing the statement we will agree, incorporate and implement explicit investment mandates and define the investment management process covering;

  • Settlor’s wishes, the Trust’s beneficiaries, key dates
  • The investment powers of the Trust, including investments not permitted
  • The investment objective
  • Income, capital and Inheritance tax treatments, considerations and allowances for both the type of trust and all classes of beneficiaries
  • Income and capital requirements
  • Suitable benchmarks
  • Risk parameters, including effective use of diversification
  • Timescales
  • Performance measurement, review frequency and reporting
  • Liquidity within the trust
  • Level of fees and charges
  • Fully documented audit trail for all decisions and changes

For Existing Trusts:

We provide specialist independent financial advice to review existing Trusts on behalf of solicitors or individual Trustees. In this way we reduce the administrative burden on solicitors who are freed to focus on delivering the required legal advice for the Settlor and beneficiaries.

Trust Review Service

Using our robust Investment Process we then review the existing investment portfolio, highlight opportunities, issues and make recommendations where necessary. The Financial Conduct Authority does not regulate trusts.