Investment Proposition

One of the biggest challenges when establishing a new pension scheme is ensuring that employees feel confident that their savings will be managed effectively to meet their expectations.

As part of our service proposition, we will discuss with each member at the outset, their attitude to investment risk and recommend appropriate funds, or portfolios. At the annual review meetings, we will discuss with the member any changes that should be made and make an appropriate recommendation.

For some members a “Lifestyle” investment approach will be appropriate, however our approach is to offer more investment choice than normally offered in the group pension market. “Lifestyle” investing is a solution for countering the risks associated with investment as people near retirement through a system that will switch funds from one asset class to another at a pre-determined date.

An investor may get back less than the amount invested. Information on past performance, where given, is not necessarily a guide to future performance.